Does Aetna Cover LASIK?
Aetna insurance has been helping people cover healthcare costs since 1853, and is one of the largest insurers in the US.
Here is how Aetna insurance plans may be able to help you cover the cost of your eye care (individual insurance policies differ).
The following are considered medically-necessary procedures and are covered:
- Cataract surgery where applicable
- Glaucoma treatment
- Macular degeneration treatment
- Retinal detachment treatment
Cataract surgery is considered medically necessary and covers select procedures.
In addition, Aetna only considers “standard fixed monofocal posterior chamber intraocular lenses (IOL)” and a few variations on monofocal lenses to be “medically necessary.”
Refractive surgery of any type is excluded from coverage. However, Aetna members with the Aetna Vision plan can get discounted refractive surgery. And the treatment can be paid for using money from a Flexible Spending Account (FSA) or HSA.
To learn more about what is covered and not covered under your insurance, please contact Kelly Laser Center today for more information.