Blue Cross Blue Shield (Empire and Excellus)
Blue Cross Blue Shield is not a single insurance company, but an alliance of 38 local companies providing coverage in different states.
There are two different Blue Cross Blue Shield Association members offering policies in the New York metropolitan area, Empire and Excellus. Coverage for vision correction procedures includes:
Cataract Surgery Coverage
Cataract surgery is considered a medically necessary procedure and is covered by Blue Cross Blue Shield Association plans. However, Blue Cross Blue Shield plans only cover cataract surgery using the monofocal intraocular lens.
LASIK Surgery Coverage
With Blue Cross Blue Shield-managed vision plans you can receive up to 25% off laser vision correction procedures. In addition, LASIK and other laser vision procedures can be paid for using tax-free money from an employer’s flexible spending account (FSA) or health savings account (HSA).
For answers to more specific questions, please contact Kelly Laser Center to talk to an insurance coordinator at our Manhattan or Long Island location.